In 2026, the FHA loan limits in Dallas, located in the county of Dallas, TX, are $531,300 for a single-family home, $680,150 for 2-units, $822,150 for 3-units, and $1,021,750 for 4-units.
For conventional loans, the max loan amount on a single-family home is $726,200, for 2-units it's $929,850, for 3-units it's $1,123,900, and for 4-units, the amount is $1,396,800.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers loan program data from numerous lenders and quickly aligns it with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Dallas, Dallas, TX provides comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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