In 2026, within the county of Tarrant in Colleyville, TX, the FHA loan limits are determined as follows: $531,300 for a single-family house. If you own a two-unit residence, the limit is $680,150; for a property with three units, it's $822,150; and for a four-unit dwelling, the maximum allowed is $1,021,750. These limits are critical for potential buyers navigating the FHA loan process.
Conversely, the utmost loan amount one can secure with conventional loans for a single-family home is set at $726,200. For two-unit properties, this threshold is $929,850; for three-unit structures, it's $1,123,900; and for a four-unit setting, the cap is $1,396,800. Understanding these figures is vital for those exploring conventional loan avenues.
Our FHA calculator is an excellent resource for locating today's top FHA rates. It assists in calculating the necessary down payment, validating income requirements, checking credit status, assessing reserve needs, and determining the documentation required for loan eligibility.
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The Lendersa® calculator offers a comprehensive comparison between the rates and terms of FHA loans and other loan programs. By using this tool, you can explore and weigh the benefits of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® rapidly gathers detailed loan program information from thousands of lenders, aligning it with your personal financial profile to deliver tailored comparisons.
The Loan Limits Comparison Table for 2026 in Colleyville county, Tarrant, TX highlights maximum amounts for a variety of loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To effectively compare qualification needs—such as income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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