For 2026, the FHA loan limits in West county of McLennan, TX are set at $472,030 for a single-family home. For 2-units, the maximum is $604,400; for 3-units, it's $730,525; and for properties with 4-units, it's capped at $907,900.
The maximum conventional loan amounts are $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to view today’s top FHA rates and determine the downpayment, income, credit requirements, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® gathers extensive loan data from thousands of lenders, providing rapid comparisons against your personal financial profile and needs.
View the Loan Limits Comparison Table for 2026 in West county of McLennan, TX, to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For qualification details such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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