In 2026, the FHA loan limits in Carrollton county of Dallas, TX, are defined as $531,300 for single-family homes. For properties with 2-units, the limit is $680,150; for 3-units, it's $822,150; and for 4-units, the limit is $1,021,750.
For conventional loans, the maximum amount for a single-family residence is $726,200. If the property includes 2-units, the limit is $929,850, for 3-units it's $1,123,900, and for those with 4-units, it extends to $1,396,800.
Use our FHA calculator to check out today's best FHA rates and assess the necessary down payment, income requirements, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator provides a thorough comparison of FHA rates and terms against other loan programs. Compare and explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates extensive loan program data from thousands of lenders and matches it quickly to your personal financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Carrollton county of Dallas, TX to evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For reviewing qualification requirements, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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