In 2026, the FHA loan limit in Grapevine county, which is within Tarrant, TX, is $531,300 for a single-family home, $680,150 for properties with 2-units, $822,150 for 3-units, and goes up to $1,021,750 for 4-unit structures.
The maximum loan amount allowed for conventional loans on a single-family residence is set at $726,200. For two-unit homes, this limit reaches $929,850, for three-unit dwellings it is $1,123,900, and for four-unit properties, it stands at $1,396,800.
Use our FHA calculator to navigate today’s best FHA rates and calculate necessary components such as the downpayment, required income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those from a variety of loan programs. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in contrast with FHA offerings.
Lendersa® efficiently compiles loan program data from a broad range of lenders and swiftly matches it to your personal financial profile and needs.
The 2026 Loan Limits Comparison Table for Grapevine county in Tarrant, TX, provides a comprehensive look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit standing.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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