In the year 2026, the FHA loan limit for a single-family home in the county of Tarrant, within Southlake, TX, is set at $531,300. For multi-unit properties, the limits are $680,150 for two units, $822,150 for three units, and $1,021,750 for four units.
With conventional loans, the highest loan amount a single-family residence can secure is $726,200. For two-unit configurations, the limit stands at $929,850; for three units, it goes up to $1,123,900; and for four-unit arrangements, the high point is $1,396,800.
To find the most competitive FHA rates available today, use our FHA calculator. This tool assists in calculating the down payment required, assessing income, credit score, reserves, and identifying the documentation necessary to qualify.
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The Lendersa® calculator is designed to help you compare the rates and terms of FHA loans to those of other programs. Whether considering Conventional loans, Jumbo loans, VA, USDA, Non-QM, or hard money loans alongside FHA options, this tool helps elucidate your best choices.
Lendersa® collates data from numerous lenders, performing fast comparisons against your individual financial needs and situation, offering insight swiftly.
For 2026, the Loan Limits Comparison Table for properties in Southlake county of Tarrant, TX shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparisons of requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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