In 2026, the FHA loan limit in Denton, county of Denton, TX, is established as follows: $531,300 for a single-family home, $680,150 for properties with 2-units, $822,150 for 3-units, and $1,021,750 for 4-units.
The highest amount accessible for conventional loans on a single-family home stands at $726,200. For dwellings with two units, it rises to $929,850, for three-unit properties, the limit is $1,123,900, and for those with four units, it caps at $1,396,800.
Utilize our FHA calculator to learn about today’s competitive FHA rates and identify the necessary downpayment, income, credit, reserves, and documentation required to qualify.
Lendersa® calculator provides a powerful tool to compare FHA rates and terms against a wide range of other loan programs. Dive into and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA features.
Lendersa® effectively aggregates loan data from thousands of sources, swiftly tailoring it to fit your unique financial profile and demands.
For 2026, the Loan Limits Comparison Table in Denton, county of Denton, TX, helps to analyze maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To delve into requirement details such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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