For 2026, the FHA loan ceiling in Shady-Shores, situated in Denton, TX, is set at $411,700 for individual-family homes, $527,050 for duplexes, $637,050 for tri-plexes, and $791,750 for four-plexes.
When it comes to conventional loan limits, the highest amount for a single-family home is $548,250. For duplexes, it is $702,000, for triplexes $848,500, and for four-family residences $1,054,500.
Our FHA calculator can help you find the best current FHA rates and outline the down payment, income level, credit score, reserves, and other necessary documents for qualifying.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside other lending programs. Compare FHA to conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources data from thousands of lenders to quickly align it with your unique financial situation and requirements.
In 2026, use the Loan Limits Comparison Table for Shady-Shores, located in Denton, TX, to examine FHA, conventional, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money highest loan amounts. For checking eligibility criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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