In 2026, the FHA loan limits in Bacliff county, Galveston, TX, are: $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four units.
For conventional loans, the ceiling on a single-family residence is $726,200. For two-unit homes, it's $929,850, for three units $1,123,900, and for four units $1,396,800.
Our FHA calculator allows you to check today’s FHA top rates, helping determine downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® tool lets you compare FHA rates and terms with other loan programs. You can explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from a vast number of lenders and aligns it to fit your personal financial profile and needs swiftly.
The Loan Limits Comparison Table for 2026 in Bacliff county, Galveston, TX, provides a comparison of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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