The FHA loan cap in 2026 for Sunnyvale county, within Dallas, TX, stands at $531,300 for a single-family dwelling. For properties containing two, three, or four units, the respective limits are $680,150, $822,150, and $1,021,750.
For conventional loans on a single-family residence, the maximum is $726,200. This increases to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Leverage our FHA calculator to explore today’s top FHA rates, and calculate critical factors such as downpayment, income, credit rating, reserves, and necessary documents for qualification.
The Lendersa® calculator facilitates a detailed comparison of FHA rates and terms against other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Accessing data from a vast network of lenders, Lendersa® provides swift comparisons tailored to your individualized financial scenario.
The Loan Limits Comparison Table for 2026 in Sunnyvale county, Dallas, TX visually contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. For assessment of qualification parameters such as income, reserves, and credit, opt for the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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