In 2026, the FHA loan limit applies in Freeport County of Brazoria, TX, as follows: $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for properties with three units, and $907,900 for those with four units.
The maximum conventional loan amount for a single-family home is $726,200, which extends to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Take advantage of our FHA calculator to access the best FHA rates today and to determine the needed downpayment, income, credit, reserves, and other documents required for qualification.
The Lendersa® calculator lets you compare FHA rates with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders and offers quick comparisons tailored to your distinct financial situation.
The Loan Limits Comparison Table for 2026 in Freeport County, Brazoria, TX, shows maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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