In 2026, FHA loan limits in Jones-Creek county of Brazoria, TX are set at $356,362 for a single-family home. Properties with 2-units have a limit of $456,275, while 3-units are capped at $551,500, and for 4-units, the maximum is $685,400.
The highest allowable loan amount for conventional loans is $548,250 for a single-family home. For 2-units, it rises to $702,000, $848,500 is the cap for 3-units, and 4-unit properties can have up to $1,054,500.
Utilize our FHA calculator to check today’s best FHA rates and determine essential downpayments, income levels, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against various other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates data from thousands of lenders and swiftly compares it to your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Jones-Creek county of Brazoria, TX, to evaluate various options for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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