In 2026, for Clute county of Brazoria, TX, the FHA loan limits are $472,030 for a single-family dwelling. For 2-unit homes, it is $604,400, for 3-unit properties, $730,525, and for 4-unit residences, the cap is $907,900.
The conventional loan limits for a single-family home are $726,200, advancing to $929,850 for 2-units, $1,123,900 for 3-units, and for properties with 4 units, the limit is $1,396,800.
Utilize our FHA calculator to check today’s optimal FHA rates, necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparison of FHA rate and terms with other loan programs. Dive into evaluations of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA.
Pulling data from thousands of lenders, Lendersa® rapidly compares these options against your financial scenario.
For 2026, access the Loan Limits Comparison in Clute, Brazoria, TX, showcasing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To compare qualification needs, including income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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