As of 2026, the FHA loan limit in the county of Fort Bend in Fresno, TX is determined to be $472,030 for a single-family home. For properties with two units, the limit extends to $604,400; for ones with three units, it is $730,525; and for four-unit homes, the cap is $907,900.
For conventional loans, the highest allowed amount for a single-family residence is $726,200. For duplexes, the cap is $929,850, for triplex residences, it is $1,123,900, and for properties with four units, the maximum is $1,396,800.
Our FHA calculator helps you discover today’s best FHA rates and calculate the downpayment, income necessities, credit standing, reserves, and needed documents for qualification.
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Utilize the Lendersa® calculator to compare FHA loan rates and terms with those of other programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
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In 2026, the Loan Limits Comparison Table for Fresno county in Fort Bend, TX, provides a side-by-side view of loan limits across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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