In 2026, the FHA loan limits for Pearland county, part of Brazoria, TX, are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum loan amount for a single-family residence is $726,200. The limit is $929,850 for homes with 2-units, $1,123,900 for those with 3-units, and $1,396,800 for properties with 4-units.
Utilize our FHA calculator to explore today's top FHA rates and assess the necessary down payment, income requirements, credit scores, reserves, and documentation essential for qualification.
The Lendersa® calculator is a powerful tool for comparing FHA rates and terms with other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles comprehensive data from a multitude of lenders, quickly aligning it with your financial profile and requirements.
Review the Loan Limits Comparison Table for 2026 in Pearland county of Brazoria, TX to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To delve into qualification requirements such as income, reserves, and credit criteria, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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