In 2026, the FHA loan limits in Garland, county of Dallas, TX are: $531,300 for a single-family home, $680,150 for two-unit buildings, $822,150 for three-unit structures, and $1,021,750 for four-unit properties.
The maximum borrowing capacity for conventional loans in a single-family dwelling is $726,200, with $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Utilize our FHA calculator to find today's top FHA rates and calculate necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator empowers you to compare FHA rates with other loan program rates including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options, offering a thorough comparison.
Lendersa® rapidly compiles data from thousands of lenders and aligns this against your financial profile and needs effortlessly.
Refer to the Loan Limits Comparison Table for 2026 in Garland, county of Dallas, TX, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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