As of 2026, the FHA loan limit in Sachse county of Dallas, TX, is set at $531,300 for a single-family home. For properties with two units, the limit reaches $680,150, for three units it's $822,150, and for four-unit dwellings, the maximum is $1,021,750.
For conventional loans, the highest amount available for a single-family residence is $726,200. For two-unit properties, the limit is $929,850, for those with three units it's $1,123,900, and for four-unit buildings, it is $1,396,800.
Try our FHA calculator to discover today's top FHA rates. It can calculate the required downpayment, income, credit, reserves, and documents necessary for qualification.
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The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
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In 2026, the Loan Limits Comparison Table for Sachse county of Dallas, TX, highlights the maximum loan amounts for various types. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, plus hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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