For the year 2026, the FHA loan ceiling in Irving county, Dallas, TX is set at $531,300 for single-family properties, $680,150 for two-unit homes, $822,150 for three-unit residences, and $1,021,750 for four-unit buildings.
The utmost loan permissible for conventional loans on a solo-family dwelling is $726,200, $929,850 for dual-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access the best FHA rates today and evaluate the required downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator helps you compare FHA rate and terms with other loan program rates and conditions. Investigate and contrast conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® pulls loan program data from a wide range of lenders, swiftly aligning it with your distinctive financial scenario and requirements.
View the Loan Limits Comparison Table for 2026 in Irving county, Dallas, TX, which juxtaposes maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To understand qualification criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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