For 2026, FHA loan limits in Lakehills, Bandera, TX stand at $524,400 for a single-family home, $671,300 for duplexes, $811,450 for three-unit homes, and $1,008,450 for properties with four units.
Conventional loan maximums reach $726,200 for single-family residences, $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for homes with four units.
Utilize our FHA calculator to uncover today’s best FHA rates and figure out the required down payment, income specifications, credit score, reserves, and documentation for qualification.
The Lendersa® calculator facilitates comparisons between FHA rate & terms and those from other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By harnessing data from thousands of lenders, Lendersa® swiftly matches loan programs to your distinct financial profile and requirements.
This year’s Loan Limits Comparison Table for 2026 in Lakehills, Bandera, TX allows you to compare maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, such as income, reserves, and credit, engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $524,400 | $671,300 | $811,450 | $1,008,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $359,700 | $359,700 | $359,700 | $359,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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