In 2026, FHA loan limits in La-Porte county of Harris, TX are as follows: $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
Conventional loan maximums for a single-family residence are $548,250. For 2-units, the limit is $702,000, for 3-units, it's $848,500, and for 4-units, it reaches $1,054,500.
Use our FHA calculator to check today’s top FHA rates, and ascertain the downpayment, income level, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator assists with comparing FHA rates and terms to other loan programs. Look into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money alongside FHA options.
Lendersa® compiles comprehensive loan program data from thousands of lenders, comparing it swiftly against your financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in La-Porte county of Harris, TX, allows an assessment of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for their maximum amounts. Examine qualification needs like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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