For 2025, the FHA loan limits in Old-River-Winfree county, situated in Chambers, TX, are set at $356,362 for single-family homes. For 2-units, the limit is $456,275. Three-unit homes have a cap of $551,500, and for 4-units, it reaches $685,400.
Regarding conventional loans, the highest amount permissible for single-family homes is $548,250. For 2-units, it's $702,000, and for 3-units, $848,500. Four-unit residences have their maximum at $1,054,500.
Utilize our FHA calculator today to find competitive FHA rates, and understand the required downpayment, income, credit, reserves, and documentation for eligibility.
The Lendersa® calculator allows for an in-depth comparison of FHA rates and terms alongside other available loan programs. Look into conventional, jumbo, VA, USDA, non-QM, and even hard money loans in contrast to FHA options.
Lendersa® draws data from thousands of lenders, rapidly comparing results with your particular financial situation and requirements.
For 2025, access the Loan Limits Comparison Table for Old-River-Winfree county, Chambers, TX to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For details on qualification criteria such as income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
