For 2026, the FHA loan limits in Old-River-Winfree county, situated in Chambers, TX, are set at $356,362 for single-family homes. For 2-units, the limit is $456,275. Three-unit homes have a cap of $551,500, and for 4-units, it reaches $685,400.
Regarding conventional loans, the highest amount permissible for single-family homes is $548,250. For 2-units, it's $702,000, and for 3-units, $848,500. Four-unit residences have their maximum at $1,054,500.
Utilize our FHA calculator today to find competitive FHA rates, and understand the required downpayment, income, credit, reserves, and documentation for eligibility.
The Lendersa® calculator allows for an in-depth comparison of FHA rates and terms alongside other available loan programs. Look into conventional, jumbo, VA, USDA, non-QM, and even hard money loans in contrast to FHA options.
Lendersa® draws data from thousands of lenders, rapidly comparing results with your particular financial situation and requirements.
For 2026, access the Loan Limits Comparison Table for Old-River-Winfree county, Chambers, TX to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For details on qualification criteria such as income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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