For the year 2026, the FHA loan limit in Deer-Park, located in Harris, TX, stands at $356,362 for a house designed for one family. The limits are $456,275 for two-family units, $551,500 for three-family units, and $685,400 for buildings with four units.
Conventional loan limits for single-family dwellings cap at $548,250, followed by $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Try our FHA calculator to discover the best available FHA rates now. It also helps evaluate down payment requirements, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator provides a comparison between FHA rates and terms versus other loan programs. It's a great tool to contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® assimilates loan data from numerous lenders, rapidly aligning it with your personal financial situation and needs for easy comparability.
For 2026, the Loan Limits Comparison Table in Deer-Park, within Harris, TX, presents maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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