For 2026, FHA loan limits in Taylor-Lake-Village county of Harris, TX are set as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for properties with four units.
Conventional loan maximums for a single-family residence reach $548,250, with $702,000 applicable for two units, $848,500 for three units, and $1,054,500 for those with four units.
Utilize our FHA calculator to explore today's best FHA rates and identify the required downpayment, income, credit, reserves, and documents crucial for qualification.
Lendersa® calculator allows you to evaluate FHA rates and terms against those of other loan programs. Compare FHA options with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from a multitude of lenders, instantly aligning it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Taylor-Lake-Village county, Harris, TX offers comparisons between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. For further insights into qualification needs like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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