In 2026, the FHA loan limit for Mathis in San Patricio, TX, is set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The maximum loan amount under conventional terms for a single-family residence is $726,200, with $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.
Our FHA calculator helps you find today's best FHA rates and determine the necessary down payment, income level, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator makes it easy to compare FHA rates and terms with those of other lending options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from a wide range of lenders, facilitating a quick match with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mathis, San Patricio, TX, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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