2026 FHA (Government Loans) Limits for Andrews, Andrews County, Texas

In 2026, the FHA loan limits in Andrews, part of Andrews county, TX, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.

Conventional loan maximums for a single-family residence are $726,200, with limits of $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for residences with four units.

Use our FHA calculator to explore today's top FHA rates, assess downpayment requirements, and determine the income, credit, and reserves needed for qualification.

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Investigate Loan Choices in Andrews, TX

The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs, enabling evaluations from Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money lending options alongside FHA.

Lendersa® rapidly compiles loan program data from numerous lenders to match against your financial profile and unique needs.

The Loan Limits Comparison Table for 2026 in Andrews, within Andrews, TX, provides details of the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria like income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Andrews county of Andrews, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Andrews FHA Lenders

  • West Texas Credit Union
  • 4301 Mission Boulevard, Odessa, TX, 79765
  • Lends in Texas
  • West Texas Credit Union® began in a small room in the ECISD Administration building in 1953. At that time we were known as Ector County Independent School Employee’s Credit Union. Since then, we have expanded our facilities to include the main office and a branch office in Odessa, as well as a branch office in Ft. Stockton.

  • Southwest 66 Credit Union
  • 4041 E 52nd Street, Odessa, TX, 79762
  • Lends in Texas
  • Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.

  • MTCU
  • 1505 N Midland Drive, Midland, TX, 79703
  • Lends in Texas
  • At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.

  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • Lends in Texas
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.

  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Lends in Texas
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.

  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Lends in Texas
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Lends in Texas
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • Lends in Texas
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • Lends in Texas
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
    We offer our employees unlimited opportunities for career development.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.