For 2026, the FHA loan limit in Seabrook, found in Harris county, TX, stands at $472,030 for a single-family dwelling. It elevates to $604,400 for properties with two units, goes up to $730,525 for those with three units, and reaches $907,900 for four-unit homes.
Conventional loan caps for a single-family home are $726,200, with $929,850 as the figure for two-unit properties, $1,123,900 for triplexes, and extending to $1,396,800 for those with four units.
Use our FHA calculator to explore today's ideal FHA rates and examine the necessary downpayment, income, credit, reserves, and documents you need to qualify.
With the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans with those from other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects vast amounts of loan program data from many lenders and instantly aligns it to your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Seabrook, within Harris, TX, enables comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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