For 2026 in Pecan-Plantation, located in Hood, TX, the FHA loan limits are as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four units.
The maximum amounts for conventional loans are set at $548,250 for a single-family residence. For two units, it’s $702,000, for three units it extends to $848,500, and caps at $1,054,500 for four-unit homes.
Our FHA calculator offers today’s best FHA rates and helps determine the required downpayment, income, credit, reserves, and necessary documentation to qualify.
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The Lendersa® calculator provides a means to compare FHA rates and terms with those from other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
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In 2026, check the Loan Limits Comparison Table for Pecan-Plantation, Hood, TX, to review the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $316,480 | $316,480 | $316,480 | $316,480 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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