For 2026, FHA loan limits in Port-Neches County, Jefferson, TX, are set as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit buildings.
The top loan amount for conventional loans for a single-family residence is $548,250. It increases to $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Utilize our FHA calculator to access current FHA rates, and calculate downpayments, as well as examining income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls loan information from thousands of lenders, providing a quick comparison that's tailored to your financial profile and requirements.
For 2026 in Port-Neches County, Jefferson, TX, the Loan Limits Comparison Table covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For evaluating qualification needs such as income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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