For the year 2026, the FHA loan limit in Groves, located in Jefferson county, TX, is $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for those with three units, and $907,900 for four-unit homes.
The maximum amounts for conventional loans on a single-family residence are $726,200, $929,850 for buildings with two units, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit properties.
Use our FHA calculator to find today’s best FHA rates, and determine downpayment amounts, required income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator aids in comparing the rates and terms of FHA loans alongside other loan programs. You can explore alternatives that include Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
By obtaining data from thousands of lenders, Lendersa® offers swift comparisons tailored to your unique financial profile and requirements.
In 2026 within Groves, Jefferson, TX, the Loan Limits Comparison Table encompasses the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit inquiries.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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