For 2025, the FHA loan limits in Nederland county of Jefferson, TX, are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
Regarding conventional loans, the maximum loan amount is $726,200 for a single-family home, $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Our FHA calculator can help you find today's best FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to contrast FHA rates and conditions with those of all other loan programs. Delve into comparisons involving Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® acquires lending program information from numerous lenders and swiftly evaluates it against your specific financial situation and requirements.
Utilize our Loan Limits Comparison Table for 2025 in Nederland county of Jefferson, TX. This tool compares the maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualifying criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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