In 2026, the FHA loan limits in Orange, located in the Orange county of TX, are set at $472,030 for a single-family residence, rise to $604,400 for dual units, $730,525 for units of three, and reach $907,900 for properties with four units.
The conventional loan limits for a single-family home max out at $726,200, moving to $929,850 for two-unit buildings, $1,123,900 for those with three units, and topping at $1,396,800 for four-unit homes.
Use our FHA calculator for insights on today's prime FHA rates and determine what you need for a downpayment, as well as assess income, credit, reserves, and essential qualification documents.
The Lendersa® calculator lets you compare FHA loan terms with all other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore a variety of possibilities to find the optimal loan for your needs.
Lendersa® collects data from thousands of lenders, allowing you to see comparisons quickly tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Orange, Orange, TX enables you to check maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare in-depth qualification criteria such as income, reserves, and credit requirements, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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