During 2026, the FHA loan limit in Providence-Village, part of Denton, TX, is $411,700 for a single-family home. For two units, it is $527,050, $637,050 for three-unit residences, and $791,750 for four units.
The maximum conventional loan amount for a single-family home is $548,250. For two units, it is $702,000, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to check today’s top FHA rates and uncover the required down payment, income, credit details, reserves, and documents needed to qualify.
The Lendersa® calculator offers comparisons of FHA rates and terms against all other loan programs. You can explore and contrast these, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® swiftly gathers loan data from thousands of lenders, aligning it with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table in Providence-Village, Denton, TX shows maximum values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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