In the year 2026, the FHA loan limits for Aubrey county of Denton, TX are set as follows: $531,300 for a single-family home, $680,150 for two-unit dwellings, $822,150 for three-unit properties, and $1,021,750 for four-unit structures.
The maximum amount for conventional loans on a single-family residence stands at $726,200. For two-unit homes, the limit is $929,850, while for three-unit and four-unit properties, it is $1,123,900 and $1,396,800 respectively.
Our FHA calculator helps you find today’s leading FHA rates and calculates the necessary down payment, income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans alongside those of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers program data from thousands of lenders, swiftly aligning it with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Aubrey, within Denton, TX, helps in comparing the maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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