For 2026, within Savannah, part of Denton, TX, the FHA loan limits are: $531,300 for single-family homes, $680,150 for properties with two units, $822,150 for three-unit homes, and $1,021,750 for four-unit buildings.
The ceiling for conventional loan amounts on a single-family residence stands at $726,200, but for homes with two units, it is $929,850, $1,123,900 applies to three-unit properties, and $1,396,800 is the maximum for four-unit properties.
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With the Lendersa® calculator, you can assess FHA rates and terms in comparison to those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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Within the Loan Limits Comparison Table for 2026 in Savannah county of Denton, TX, you can evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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