As of 2026, the FHA loan limits in Raymondville, located in Willacy county, TX are set at $472,030 for a single-family home. It increases to $604,400 for two units, $730,525 for three-unit dwellings, and reaches $907,900 for four-unit properties.
The maximum conventional loan amount for a single-family residence is $726,200, scaling up to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
To explore today's top FHA rates and determine necessary downpayments, income, credit, reserves, and the required documentation for qualification, utilize our FHA calculator.
The Lendersa® calculator serves as a tool for comparing FHA rates and terms with those of other loan programs. You can evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
By acquiring extensive data from thousands of lenders, Lendersa® quickly aligns and compares these options with your unique financial profile and needs.
For 2026 in Raymondville, within Willacy, TX, the Loan Limits Comparison Table offers insight into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification necessities, including income, reserves, and credit evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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