In 2026, the FHA loan limit for a single-family home in Balch-Springs county of Dallas, TX is $411,700. For two units, it's $527,050; three units are capped at $637,050; and for four units, the limit is $791,750.
For conventional loans, the highest you can borrow for a single-family residence is $548,250. For duplexes, the cap is $702,000; triplexes are limited to $848,500; and for four units, it reaches $1,054,500.
Use our FHA calculator to find today’s best FHA rates and identify the down payment, income, credit, reserves, and documents you'll need to qualify.
The Lendersa® calculator helps you compare FHA loans with other types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from many lenders, offering quick comparisons tailored to your financial profile.
The 2026 Loan Limits Comparison Table in Balch-Springs, Dallas, TX compares FHA with Conventional, Jumbo, USDA, VA, Non-QM, and other loans. For qualification details, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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