For 2026, the FHA loan limits in Vidor, located in the county of Orange, TX, are specified as follows: a single-family home has a limit of $472,030, two units are set at $604,400, three units at $730,525, and four units have a cap of $907,900.
In the case of conventional loans, the highest available amount is $726,200 for a single-family home. For properties with two units, the limit is $929,850, for three units it is $1,123,900, and for residences comprising four units, it stands at $1,396,800.
Our FHA calculator is a useful tool to explore today's top FHA rates and to evaluate the necessary downpayment, income, credit score, reserves, as well as the documents required for your qualification process.
The Lendersa® calculator provides a platform for comparing FHA rates and terms with those of all other major loan programs. Look into and assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® accesses, in mere seconds, an extensive database of loan program information from thousands of lenders, aligning it precisely with your financial situation and specific needs.
The Loan Limits Comparison Table for 2026 in Vidor, Orange, TX, facilitates a clear comparison of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare criteria like income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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