In the year 2026, the FHA loan limits for Lumberton County, located within Hardin, TX, are set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit structures, and $907,900 for properties with four units.
The highest amount for conventional loans on a single-family residence reaches $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit residences.
Utilize our FHA calculator today to uncover the latest FHA rates and calculate the required downpayments. It also helps evaluate income levels, credit scores, reserves, and necessary documentation for qualification purposes.
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The Lendersa® calculator allows for a side-by-side comparison of FHA rates and conditions with those of various other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in one scope.
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The Loan Limits Comparison Table for 2026 in Lumberton within Hardin, TX, details the upper loan limits for programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To contrast qualification details like income, reserves, and credit benchmarks, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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