In 2026, the FHA loan limits for Beaumont county within Jefferson, TX are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Regarding conventional loans, maximum amounts are $726,200 for single-family residences. For 2-units, it's $929,850, for 3-units it's $1,123,900, and for 4-units, the limit is $1,396,800.
Utilize our FHA calculator to view the best FHA rates available today. It helps determine the necessary down payment, required income, credit score, reserves, and documentation.
The Lendersa® platform allows you to compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Your financial profile quickly aligns with data from many lenders, yielding precise comparisons.
Check the Loan Limits Comparison Table for 2026 in Beaumont, Jefferson, TX for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loan maximums. Use Lendersa® SLIQ™ for comparing qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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