For 2026, the FHA loan limit in Watauga county, Tarrant, TX, is $531,300 for a single-family home. For properties with two units, it extends to $680,150, three units have a limit of $822,150, and four units go up to $1,021,750.
The maximum conventional loan for a single-family residence is $726,200. Two-unit homes get a maximum of $929,850, three-unit ones have $1,123,900, and four-unit properties are capped at $1,396,800.
Use our FHA calculator to evaluate the best rates today and figure the needed downpayment, income, credit, reserves, and documents for qualifying.
Use Lendersa® calculator to compare FHA loan rates & terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® aggregates extensive data from thousands of lenders, providing quick comparisons matched to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Watauga county, Tarrant, TX, offers a comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loan limits. Evaluate qualifications like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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