In 2026, the FHA loan limit for Keller county, within Tarrant, TX, is set at $531,300 for a single-family home. The limit extends to $680,150 for 2-unit homes, $822,150 for properties with 3-units, and reaches $1,021,750 for those with 4-units.
For conventional loans, the maximum on a single-family residence is $726,200. For two-units, the cap is $929,850, it goes up to $1,123,900 for three units, and for homes that accommodate four units, it is $1,396,800.
Our FHA calculator is a useful tool to discover today’s top FHA rates and to calculate the required downpayment, income prerequisites, credit evaluation, reserves, and the necessary documentation for qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms alongside other loan programs. This includes exploring and evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® expertly retrieves loan program data from a multitude of lenders, making swift comparisons with your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Keller county of Tarrant, TX, allows detailed comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, focusing on maximum loan amounts. To scrutinize qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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