For the year 2026, the FHA loan ceilings in the county of Hill within Hillsboro, TX, are set at $472,030 for a single-family dwelling, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a fourplex.
Regarding conventional loans, the upper limit for a one-family residence is $726,200, with amounts of $929,850, $1,123,900, and $1,396,800 for two, three, and four units respectively.
Utilize our FHA calculator to discover the most competitive FHA rates available today. You'll also find out about necessary down payments, as well as the income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of all other loan programs. Delve into the specifics and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing each with FHA terms.
Lendersa® compiles loan program information from an extensive network of lenders, rapidly matching it to your distinct financial situation and requirements.
A Loan Limits Comparison Table for 2026 is available for Hillsboro county in Hill, TX, allowing comparisons across loan types such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money, noting their maximum loan amounts. To assess eligibility factors like income, reserves, and credit status, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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