FHA Loan Max Loan amount for Bountiful, Davis County, UT in 2025

During 2025, the FHA loan limit in Bountiful county of Davis, UT is established at $744,050 for a single-family home. For two-unit properties, this limit is $952,500, for three units it is $1,151,400, and for those with four units, the limit reaches $1,430,900.

The ceiling for conventional loans on a single-family residence is $744,050. For 2-unit homes, it climbs to $952,500, progresses to $1,151,400 for 3-units, and reaches up to $1,430,900 for 4-units.

Utilize our FHA calculator to explore today's best rates, calculating the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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Evaluate your loan options in Bountiful, UT

The Lendersa® calculator provides a comparison of FHA rates and terms against various other loan programs. Dive into different options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.

Lendersa® compiles loan program data from a multitude of lenders, offering a rapid comparison to your specific financial profile and requirements.

The Loan Limits Comparison Table for 2025 in Bountiful county within Davis, UT, offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a deeper understanding of qualifying criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bountiful county of Davis, UT

SFR 2 Units 3 Units 4 Units
FHA $744,050 $952,500 $1,151,400 $1,430,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $744,050 $952,500 $1,151,400 $1,430,900
USDA $517,000 $517,000 $517,000 $517,000
VA $744,050 $952,500 $1,151,400 $1,430,900
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
  • Strategic Lending, LLC
  • 920 E 800 N, Suite 203, Orem, UT, 84097
  • Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.