During 2026, the FHA loan limit in Bountiful county of Davis, UT is established at $744,050 for a single-family home. For two-unit properties, this limit is $952,500, for three units it is $1,151,400, and for those with four units, the limit reaches $1,430,900.
The ceiling for conventional loans on a single-family residence is $744,050. For 2-unit homes, it climbs to $952,500, progresses to $1,151,400 for 3-units, and reaches up to $1,430,900 for 4-units.
Utilize our FHA calculator to explore today's best rates, calculating the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms against various other loan programs. Dive into different options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® compiles loan program data from a multitude of lenders, offering a rapid comparison to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bountiful county within Davis, UT, offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a deeper understanding of qualifying criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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