2025 FHA Loan Limits for Bountiful, Davis County, Utah

During 2025, the FHA loan limit in Bountiful county of Davis, UT is established at $744,050 for a single-family home. For two-unit properties, this limit is $952,500, for three units it is $1,151,400, and for those with four units, the limit reaches $1,430,900.

The ceiling for conventional loans on a single-family residence is $744,050. For 2-unit homes, it climbs to $952,500, progresses to $1,151,400 for 3-units, and reaches up to $1,430,900 for 4-units.

Utilize our FHA calculator to explore today's best rates, calculating the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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Evaluate your loan options in Bountiful, UT

The Lendersa® calculator provides a comparison of FHA rates and terms against various other loan programs. Dive into different options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.

Lendersa® compiles loan program data from a multitude of lenders, offering a rapid comparison to your specific financial profile and requirements.

The Loan Limits Comparison Table for 2025 in Bountiful county within Davis, UT, offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a deeper understanding of qualifying criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bountiful county of Davis, UT

SFR 2 Units 3 Units 4 Units
FHA $744,050 $952,500 $1,151,400 $1,430,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $744,050 $952,500 $1,151,400 $1,430,900
USDA $517,000 $517,000 $517,000 $517,000
VA $744,050 $952,500 $1,151,400 $1,430,900
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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