For 2026, the FHA loan limit in North-Salt-Lake county, part of Davis, UT, is $646,300 for a single-family home. This increases to $827,400 for two-unit residences, $1,000,100 for three-unit homes, and $1,242,900 for four units.
Conventional loan limits for a single-family house peak at $646,300. For two units, the limit reaches $827,400; for three units, it is $1,000,100; and for four units, it extends to $1,242,900.
Utilize our FHA calculator to view today’s premier FHA rates and determine the required downpayment, income, credit score, reserves, and documentation for qualification.
With the Lendersa® calculator, compare FHA rates and terms with those of various other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers loan program data from thousands of lenders, quickly matching it against your individual financial profile and needs.
In the Loan Limits Comparison Table for 2026 in North-Salt-Lake county of Davis, UT, you can compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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