In 2026, the FHA loan limit in Woods-Cross county, part of Davis, UT, is $646,300 for a single-family home, rising to $827,400 for two units, $1,000,100 for three units, and $1,242,900 for four units.
The maximum for conventional loans on a single-family residence is $646,300. For 2-units, it's $827,400; for 3-units, $1,000,100; and for 4-units, it goes to $1,242,900.
Utilize our FHA calculator to discover today’s best FHA rates and assess the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables you to compare FHA rates with other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from thousands of lenders and matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woods-Cross county of Davis, UT, allows comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To review qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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