In the year 2026, the FHA loan limit for West-Bountiful, found within Davis County, UT, stands at $646,300 for a single-family home, $827,400 for duplexes, $1,000,100 for triplexes, and $1,242,900 for four-unit properties.
The upper limit for conventional loans on single-family residences is $646,300, for two-unit buildings it's $827,400, for three-unit accommodations $1,000,100, and for four-unit structures $1,242,900.
Utilize our FHA calculator to discover today’s optimal FHA rates and understand the required downpayment, income guidelines, credit conditions, reserves, and necessary paperwork to qualify.
The Lendersa® calculator facilitates FHA rate and term comparison with a variety of other loan programs. Compare and evaluate FHA alongside conventional, jumbo loans, VA, USDA, non-QM, and hard money loan options.
Lendersa® encompasses data from a vast array of lenders, instantly comparing these options against your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 within Davis County, UT, including West-Bountiful. This table contrasts FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money maximum loans. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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