In the year 2025, the FHA loan limit in Cedar-City county, located in Iron, UT, is set at $356,362 for a single-family home. For homes with two units, the limit is $456,275; for three units, it's $551,500; and for four units, it reaches $685,400.
The maximum loan amount for conventional loans on a single-family residence is $548,250, rising to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
With our FHA calculator, check today’s best FHA rates and evaluate needed downpayment, income, credit requirements, reserves, and necessary documents to qualify.
The Lendersa® calculator affords you the opportunity to contrast FHA rates and terms with those of all other loan programs. Dive into an evaluation of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® gathers extensive loan data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Cedar-City county of Iron, UT, allows for the evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification factors like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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