2026 FHA Loan Limits for Parowan, Iron County, Utah

In 2026, the FHA loan limits for Parowan in Iron, UT, are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loans max out at $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to discover today’s top FHA rates and determine downpayment, income requirements, credit, reserves, and necessary documents for qualification.

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Discover Loan Options in Parowan, UT

The Lendersa® calculator lets you compare FHA rates and terms with those of other loan options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.

Lendersa® assembles data from thousands of lenders and quickly aligns it with your unique financial profile and needs.

For 2026 in Parowan, Iron, UT, consult the Loan Limits Comparison Table for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check qualification criteria like income, reserves, and credit.

Loan limits Parowan county of Iron, UT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Parowan FHA Lenders

  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Lends in Utah
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.

  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Lends in Utah
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family

  • State Bank of Southern Utah
  • 377 North Main St., Cedar City, UT, 84751
  • Lends in Utah
  • State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.

  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Lends in Utah
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.

  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • Lends in Utah
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.

  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Lends in Utah
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service

  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • Lends in Utah
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.

  • Patriot Home Mortgage
  • 619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
  • Lends in Utah
  • "Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.

    We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.

  • Platinum Mortgage Inc.
  • 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
  • Lends in Utah
  • Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.

  • Mortgage HQ
  • 3111 East 2890 South, Saint George, UT, 84790
  • Lends in Utah
  • Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.