For the year 2026, FHA loan limits in Iron County, UT, including Enoch, are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for properties with four units.
Conventional loan maximums are $726,200 for a single-family home, $929,850 for a duplex, $1,123,900 for a triplex, and $1,396,800 for a four-unit residence.
Utilize our FHA calculator to discover today’s top FHA rates, and find out what is required in terms of downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator provides a way to compare FHA loan rates and terms with those of other types of loans. Examine options for FHA, conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates loan program data from a vast number of lenders and quickly evaluates it to fit your personal financial situation and needs.
For 2026, the Loan Limits Comparison Table for Iron County, UT, cover FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money maximum limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification essentials such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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