2025 FHA (Government Loans) Limits for White-City, Salt Lake County, Utah

In 2025, the FHA loan limit in Salt Lake County for White-City, UT is as follows: $453,100 for single-family homes, $580,050 for two-unit homes, $701,150 for three units, and $871,350 for four-unit structures.

Conventional loans have maximum amounts set at $600,300 for single-family residences, $768,500 for duplexes, $928,950 for triplexes, and $1,154,450 for four-unit dwellings.

Use our FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents needed to qualify.

View loan options from over 100 lenders

Assess Loan Choices in White-City, UT

The Lendersa® calculator lets you compare FHA rates and terms with other loans. You can evaluate conventional, jumbo, VA, USDA, non-QM, and hard money loan options alongside FHA.

Lendersa® gathers data from numerous lenders and quickly evaluates it against your unique financial needs and profile.

For 2025 in White-City, Salt Lake, UT, our Loan Limits Comparison Table lets you compare maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money loans. To examine qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits White-City county of Salt Lake, UT

SFR 2 Units 3 Units 4 Units
FHA $453,100 $580,050 $701,150 $871,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $600,300 $768,500 $928,950 $1,154,450
USDA $362,400 $362,400 $362,400 $362,400
VA $600,300 $768,500 $928,950 $1,154,450
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
  • First Cal
  • 1125 E Broadway, Suite 545, Glendale, CA, 91205
  • First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • Private Lending Co Inc.
  • 5002 Strohm ave, North Hollywood, CA, 91601
  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Impulse Capital Partners, LLC
  • 41877 Enterprise Cir suite 200, Temecula, CA, 92590
  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful