In 2026, the FHA loan limit in Salt Lake County for White-City, UT is as follows: $453,100 for single-family homes, $580,050 for two-unit homes, $701,150 for three units, and $871,350 for four-unit structures.
Conventional loans have maximum amounts set at $600,300 for single-family residences, $768,500 for duplexes, $928,950 for triplexes, and $1,154,450 for four-unit dwellings.
Use our FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loans. You can evaluate conventional, jumbo, VA, USDA, non-QM, and hard money loan options alongside FHA.
Lendersa® gathers data from numerous lenders and quickly evaluates it against your unique financial needs and profile.
For 2026 in White-City, Salt Lake, UT, our Loan Limits Comparison Table lets you compare maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money loans. To examine qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $453,100 | $580,050 | $701,150 | $871,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $600,300 | $768,500 | $928,950 | $1,154,450 |
| USDA | $362,400 | $362,400 | $362,400 | $362,400 |
| VA | $600,300 | $768,500 | $928,950 | $1,154,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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